Team Summ

Stake Super members can hold crypto in their SMSF, with tax reporting powered by Summ. Here is what the partnership means for you.

The proposed CGT changes have dominated crypto media for months. For first-time investors, the practical impact is smaller than the headlines suggest. Here is what actually applies if you are buying your first crypto in 2026.

How CoinSpot crypto is taxed in Australia for 2026. Every sale, swap, Earn reward and bundle explained, plus how to import your history into Summ for an ATO-ready report.

How ETFs are taxed in Australia, including distributions, capital gains, and the annual tax statement and cost base adjustments that catch investors out.

How DeFi is taxed in Australia, including lending, liquidity pools, wrapping and yield rewards, and why many DeFi actions are disposals.

How Independent Reserve crypto is taxed in Australia for 2026. Every sale, swap and reward explained, plus how to import your history into Summ for an ATO-ready report.

How the ATO taxes NFTs in Australia for FY2026. CGT events, investor vs creator rules, the 50% discount, minting, GST, stablecoin traps, record keeping, and CARF changes from 2027.

TD 2026/D2, the ATO's draft determination published 19 August 2026, treats wrapping and unwrapping crypto like ETH into WETH as separate CGT events.

TR 2026/D1, the ATO's draft ruling published 19 August 2026, explains when airdropped crypto is taxed as income, when it isn't, and how your cost base is set.

The ATO's draft rulings TR 2026/D1 and TD 2026/D2, published 19 August 2026, cover how airdrops and wrapping ETH into WETH are taxed for Australian investors.

Cointree has run since 2013, so many users have years of parcels to account for. How the new SSO connection to Summ handles a long history, and the 30% first-year discount.

In Australia you do not pay CGT on crypto you are still holding, but staking and airdrops can be taxable even before you sell. Here is the difference.

In Australia you do not pay capital gains tax on shares you have not sold, but dividends are still taxable. Here is the difference explained.

How Stake shares are taxed in Australia for 2026. US shares, the W-8BEN, withholding tax, currency conversion and ASX franking explained, plus how to import into Summ.

The ATO runs a crypto data-matching program using exchange data. Here is what it collects, how it is used, and why accurate reporting matters.

How OKX crypto is taxed for Australian investors in 2026. Spot, Earn, futures and the Web3 wallet explained, why offshore is not untaxed, and how to import into Summ.

How CoinJar crypto is taxed in Australia for 2026. Every disposal is a CGT event, plus Card, Bundles and CoinJar Exchange gotchas, and how to file an ATO-ready report with Summ.

Connect Swyftx to Summ in one click with SSO — no API keys, no CSVs. Your data and 30% first-year discount are applied automatically.

Buying crypto with AUD is not a taxable event in Australia. Learn what sets your cost base and which disposals, including crypto-to-crypto, do trigger tax.

How SelfWealth shares are taxed in Australia for 2026. CGT, franking credits, US shares and the W-8BEN explained, plus how to import your history into Summ.

How US and international shares are taxed for Australian investors, including foreign dividends, US withholding tax, the W-8BEN and foreign income tax offsets.

How Binance crypto is taxed for Australian investors in 2026. Spot, Earn, futures and margin explained, plus how to import your history into Summ for an ATO-ready report.

The proposed CGT changes include a 30% minimum tax rate on net capital gains. Coverage has lumped it in with the discount removal. It deserves its own treatment because it is structurally novel.

Excess franking credits can be refunded to Australian investors on lower tax rates. Here is how franking credit refunds work and who benefits most.

How Coinbase crypto is taxed for Australian investors in 2026. Simple trades, Advanced Trade, Earn and Coinbase Wallet explained, plus how to import into Summ.

The ATO's crypto data-matching program covers up to 1.2 million Australians a year. New 2026 licensing rules just made exchange reporting structural. Here's what's changed.

How Pearler shares and ETFs are taxed in Australia for 2026. CGT, franking credits, DRPs and ETF distributions explained, plus how to import into Summ.

How Swyftx crypto is taxed in Australia for 2026. Every sale, swap and Earn reward explained, plus one-click SSO import into Summ for an ATO-ready report.

A plain-English guide to how shares are taxed in Australia, covering capital gains, the 50% CGT discount, dividends and franking credits.

The ATO runs a crypto data-matching program that pulls records from Australian exchanges. Here is what it sees, what it can't, and what to do about it.

How Cointree crypto is taxed in Australia for 2026. Sales, swaps, recurring buys and rewards explained, plus how to import your history into Summ.

How dividends and franking credits are taxed in Australia, including grossing up, a worked example, and how reinvested dividends are treated.

When do you pay CGT on shares in Australia? A clear guide to disposals, the 50% CGT discount, capital losses and reinvested dividends.

We're excited to announce a partnership with XPlace, Solana's first true crypto credit card.

Summ now supports shares and ETFs alongside crypto for Australian investors. Track your whole portfolio in one place and file ATO-ready reports across both.

The ATO is emailing Australians about crypto bought or sold after 1 July 2025. What the email means, how to check it's real, and the exact steps to respond.

How Australian shares are taxed: capital gains when you sell, income on dividends. Work out what you owe, and handle DRP parcels and franking credits.

The 2026-27 Budget proposes replacing the 50% CGT discount with inflation indexation from 1 July 2027. What's proposed, who's affected, what to do now.

Shares and crypto are both CGT assets and land in the same net calculation. How to do both in one place and lodge one ATO-ready report.

Every crypto disposal is a CGT event in Australia. What counts as a disposal, how gains and losses are calculated, and how the 50% CGT discount works for FY 2025-26.

How KuCoin crypto is taxed for Australian investors in 2026. Spot, Earn, futures and margin explained, why offshore is not untaxed, and how to import into Summ.

The OECD's Crypto-Asset Reporting Framework is on its way to Australia. What CARF is, when it's expected to start, and what it means for your crypto tax records.

The ATO has published positions on staking rewards, wrapped tokens and DeFi. What the current rules say for FY 2025-26 and what they mean for your tax return.

Spending crypto, wrapping tokens and using DeFi all have tax consequences in Australia. How the ATO treats each, and when the personal use asset exemption actually applies.

Small, regular crypto buys you simply hold usually mean fewer CGT events and a far simpler Australian tax return. Here's what you still need to track, and why.

Airdrops, staking rewards, gifts and getting paid in crypto are all taxed differently in Australia. Here's what the ATO expects — and the records to keep.

Self-managed super funds operate under a different CGT discount rate and different rules. The proposed changes affect SMSF crypto holdings in ways the headline coverage does not capture.

Looking for CoinTracking alternatives? Compare the best crypto tax software in Australia including Summ, Syla and more. Features ATO compliance & DeFi support.

Looking for Koinly alternatives? Compare the best crypto tax software in Australia including Summ that features ATO compliance & extensive integrations.

Hold crypto over 12 months and individuals can halve the taxable gain. How the ATO 50% CGT discount works, investor vs trader, and 30 June timing.

Swapping one crypto for another is a CGT event under ATO rules, even without cashing out. Here is how to work out the gain and keep records.

The ATO's tax treatment of NFTs and stablecoins in Australia. Covers CGT on NFT sales and trades, stablecoin disposals, and the misconception that stablecoins are tax-free to swap.

Active crypto traders operate under a different tax reality than long-term investors. The proposed CGT changes affect them less than the headlines suggest, but the structural questions are more complex.

The ATO has not issued crypto derivative-specific guidance. Here's how to apply the general framework to margin, perpetuals, and futures for FY26 in Australia.

How capital gains tax applies to cryptocurrency in Australia. Covers CGT events, cost base, capital losses, the 50% discount and how to report crypto gains to the ATO.

What records Australian crypto investors must keep, how the ATO's data matching program works, and what changes when CARF takes effect in January 2027.

EOFY is weeks away. Here are four things Australian crypto investors should do now — sync wallets, review transactions, harvest losses, and check the CGT discount.

Australian crypto investors can now access property without triggering a CGT event. Here's how crypto-backed home loans work, who they suit, and what to watch out for.

A complete EOFY checklist for Australian crypto investors: transaction data, 12-month discount, tax loss harvesting, cost bases, staking income and when to generate your report.

Five things Australian crypto investors should do before June 30, 2026. Covers data gathering, the 50% CGT discount, tax loss harvesting, and generating your tax report.

A step-by-step guide for Australian crypto investors on getting ready for EOFY 2026. Covers data gathering, taxable events, cost bases, and using Summ.

Most crypto neobanks are custodied fintech in disguise. Here's what a real Bitcoin onchain neobank looks like, and why the difference matters to your tax position.

Summ adds support for Kalshi, MegaETH, CoinRabbit, and WhiteBIT. Import your trades via API or CSV and automatically calculate your crypto tax gains and losses across the platforms.

The Buy, Borrow, Die approach has long been used in traditional finance to preserve wealth, optimize taxes, and maintain exposure to appreciating assets.

Summ now supports Polymarket and Monad. Import your betting and transaction data via wallet address or CSV for complete tax reporting.

We’re proud to announce our new partnership with CoinRabbit, a crypto asset management platform with loan, earn, trade and save services.

Lock Periods lets you freeze past tax years while safely optimizing current ones. Lock historical data, experiment with accounting methods, and improve tax outcomes without risking previously filed reports.

Summ now supports Aster DEX and the Sei network, letting you import perp, spot, and on-chain transactions via API, wallet address, or CSV to simplify crypto tax reporting and reduce manual tracking.

Our new spam center gives you control over any crypto spam currencies that slip through automated detection. Mark entire currencies as spam in one click, manage all spam controls centrally, and maintain clean transaction data for precise reports.

We're proud to announce our exciting partnership with Bybit, delivering a crypto tax solution tailored to Bybit’s global community of users.

Key dates, tips and FAQs for the FY25-26 Australian crypto tax season, so you can lodge an ATO-ready return before the 31 October deadline.

A step-by-step guide to turning your Coinbase Australia history into an ATO-ready crypto tax report with Summ. Connect, review and lodge before 31 October.

Everything Australian crypto investors need to know about CGT, income tax, DeFi, staking, NFTs and CARF. Updated for FY2026 with the latest ATO guidance.

Swapping one crypto for another is a CGT event in Australia. Here's how to work out the AUD gain or loss, including DeFi and stablecoin swaps, and the 50% CGT discount.

Australia is preparing to replace its long-standing 50% capital gains tax discount with an inflation-indexed system, a reform that would significantly increase the tax burden on long-term investors including cryptocurrency holders.